There are five red flags defined contribution plan sponsors should watch for when evaluating their plan performance, according to research by Judy Diamond Associates, who provides sales prospecting and plan analysis tools for benefits brokers, financial advisors, plan providers and carriers serving the employee benefits and retirement markets.
The flags indicate whether a plan is underperforming, is poorly designed or has reached certain thresholds that suggest it may need new services.
“Identifying the most common problems and challenges facing the almost 600,000 401(k) plans nationwide can empower financial advisors to address the concerns that are keeping their clients up at night,” said Eric Ryles, managing director of Judy Diamond Associates. “In that way, our subscribers are able to better prepare their clients for the future and cement their own status as a consultant and valued partner, rather than ‘just’ a 401(k) vendor.”
Judy Diamond Associates based its research on the most recent 401(k) plan disclosure documents released by the Department of Labor.
Top 5 Telecom Stocks To Watch Right Now: WPX Energy Inc (WPX)
WPX Energy, Inc. (WPX Energy), incorporated on April 19, 2011, is an independent natural gas and oil exploration and production company engaged in the exploitation and development of long-life unconventional properties. The Company focuses on exploiting its natural gas reserve base and related NGLs in the Piceance Basin of the Rocky Mountain region, and on developing its positions in the Bakken Shale oil play in North Dakota and the Marcellus Shale natural gas play in Pennsylvania. Its other areas of domestic operations include the Powder River Basin in Wyoming and the San Juan Basin in the southwestern United States. In addition, it owns a 69% controlling ownership interest in Apco Oil and Gas International, Inc. (Apco), which holds oil and gas concessions in Argentina and Colombia. As of December 31, 2010, it had proved reserves of 4,473 Bcfe, 59% of which were proved developed reserves. Average daily production as of March 31, 2011 was 1,251 MMcfe/d.
Bakken Shale
The Company acquired 89,420 net acres in the Williston Basin in North Dakota that is prospective for oil in the Bakken Shale. It acquired all of this acreage in December 2010 through the acquisition of Dakota-3 E&P Company LLC. As of December 31, 2010, it had three rigs operating on the Bakken Shale acreage. Since acquiring this acreage, the Company has drilled 10 operated wells on the Bakken Shale properties; nine Middle Bakken formation wells and one Three Forks formation well. Six of these wells have been completed and connected to sales with initial 30 day production rates ranging from 750 Boe/d to 1,100 Boe/d.
Marcellus Shale
The Company�� 99,301 net acres in the Marcellus Shale were acquired through two key transactions and additional leasing activities. In July 2010, the Company acquired 42,000 net acres in Susquehanna County in northeastern Pennsylvania. As of December 31, 2010, the Company had five rigs operating in the Marcellus Shale.
Advisors' Opinion:- [By Jake L'Ecuyer]
WPX Energy (NYSE: WPX) was also on the rise, gaining 3.32 percent to $19.63 on seemingly little news.
ON Semiconductor (NASDAQ: ONNN) shares gained as well, rising 2.84 percent to $9.77 after the company announced it would acquire assets from Platinum Energy for $92 million in cash after the close yesterday.
- [By Ben Levisohn]
Not all stocks are created equal, however, and the analysts expect some stocks to handily outperform others, and their top picks “are poised to deliver long-term, capital-efficient growth…while trading at attractive valuations that currently provide 20%+ upside to our price targets.” Their winners?�Oasis Petroleum (OAS),�Approach Resources (AREX),�Bonanza Creek Energy�(BCEI) and Gulfport Energy�(GPOR), all of which are rated Buy with Oasis also added to Goldman’s conviction list. Investors, however, should avoid �WPX Energy�(WPX), which the analysts rate a Sell. They explain why:
- [By John Del, Vecchio,]
As energy takes on more of a global focus, so do the stocks of the companies that produce it. With the increase in hydraulic fracturing, or fracking, places once thought of as flyover states are now booming industrial areas because of the new ability to uncover deep underground stores of oil and natural gas. There's a lot of room for excavation and discovery in these areas, and companies such as Chesapeake Energy (NYSE: CHK ) , WPX Energy (NYSE: WPX ) , and InterOil (NYSE: IOC ) are taking full advantage.
Hot Performing Companies To Buy For 2014: Acadia Healthcare Company Inc (ACHC)
Acadia Healthcare Company, Inc., incorporated on October 24, 2005, is a provider of inpatient behavioral healthcare services in the United States. The Company's principal business is to develop and operate inpatient psychiatric facilities, residential treatment centers, group homes, substance abuse facilities and facilities providing outpatient behavioral health services in the United States. In January 2014, the Company announced that it has completed the acquisition of inpatient psychiatric facilities in Seattle, Washington, and Riverside, California.
In December 2011, the Company closed three outpatient facilities and a 24-bed substance abuse facility acquired from PHC on November 1, 2011. The Company's facilities and services consists of acute inpatient psychiatric facilities; residential treatment centers, group homes, therapeutic group homes and foster care; substance abuse centers; outpatient community-based services, and other behavioral services, including specialized educational services and call centers.
Acute Inpatient Psychiatric Facilities
The Company�� acute inpatient psychiatric facilities provide a high level of care in order to stabilize patients that are either a threat to themselves or to others. The acute setting provides 24-hour observation, daily intervention and monitoring by psychiatrists. The Company's facilities, which offer acute care services provide evaluation and crisis stabilization of patients with severe psychiatric diagnoses through a medical delivery that incorporates structured and intensive medical and behavioral therapies with 24-hour monitoring by a psychiatrist, psychiatric trained nurses, therapists and other direct care staff. As of December 31, 2011, the Company operated 10 facilities that provided acute care services in addition to other services.
Residential Treatment Centers/Group Homes
The Company�� residential treatment centers treat patients with behavioral disorders in a non-hospit! al setting. The facilities balance therapy activities with social, academic and other activities. The Company provides residential treatment care through a medical model residential treatment facility, which offers intensive, medically-driven interventions and individualized treatment regimens designed to deal with moderate to high level patient acuity. Treatment is provided by an interdisciplinary team coordinating psychopharmacological, individual, group and family therapy, along with specialized accredited educational programs in both secure and unlocked environments. As of December 31, 2011, the Company operated 14 facilities that provided residential treatment care, in addition to other services.
The Company's group home programs provide family-style living for youths in a single house or apartment within residential communities where supervision and support are provided by 24-hour staff. The Company also operates therapeutic group homes that provide treatment services for seriously, emotionally disturbed adolescents. The Company also manages therapeutic foster care programs, which are considered the least restrictive form of therapeutic placement for children and adolescents with emotional disorders. As of December 31, 2011, the Company operated three facilities that provided group home and therapeutic group home services.
Outpatient Community-Based Services
The Company's community-based services are provided for two age groups: children and adolescents (seven to 18 years of age) and young children (three months to six years of age). Community-based programs are designed to provide therapeutic treatment to children and adolescents who have a clinically-defined emotional, psychiatric or chemical dependency disorder while enabling the youth to remain at home and within their community. Community-based programs developed for these age groups provide an array of therapeutic services to children. As of December 31, 2011, the Company operated eight facilities that! provided! community-based services.
Substance Abuse Centers
The Company�� Substance abuse centers (or SACs) provide a continuum of care for adults with addictive disorders and co-occurring mental disorders. The Company's detox, inpatient, partial hospitalization and outpatient treatment programs give patients access to the least restrictive level of care. As of December 31, 2011, the Company operated two SACs.
Specialized Education Services and Other Behavioral Services
The Company's education programs provide an educational experience to children and adolescents having special education needs. In some states, the Company provides educational services on an extended school year basis. The Company also has charter schools that utilize teaching methods that address therapeutic needs particular to learning and behavioral deficits of the students. The Company's education services also include vocational education and training that may allow those residents to become employable in entry level positions in the communities in, which they reside. GED preparation courses are also offered for students who require assistance in developing test-taking skills and who would benefit from tutoring services. As of December 31, 2011, the Company operated 11 facilities that provided educational services.
The Company also offers a variety of other behavioral health services for specialized populations who need specific treatment methods. Programs include at risk infant and children clinics, sexually maladaptive behavior (SMB) programs, programs for adolescent females, programs for the mentally retarded and developmentally disabled youth and programs for severe and persistently mentally ill youths.
Call Center Operations
The Company provides management , administrative and help lines services. The Company provides these servicesthrough contracts with railroads and a call center contract with Wayne County, Michigan.
The Company ! competes ! with UHS, Aurora Behavioral Health Care (Aurora) and Ascend Health Corporation (Ascend).
Advisors' Opinion:- [By Tom Lydon]
Top holdings based on the index include Acadia Healthcare Companies (ACHC), Amsurg Corporation (AMSG), Brookdale Senior Living (BKD), Clarcor (CLC) and Community Health Systems (CYH).
- [By Maria Armental var popups = dojo.query(".socialByline .popC"); popups.forEach]
Acadia Healthcare Co.(ACHC) Inc. agreed to acquire U.K.-based independent behavioral-health services firm Partnerships in Care for roughly $660 million, providing a foothold in Britain.
Hot Performing Companies To Buy For 2014: Twenty-First Century Fox Inc (FOX)
Twenty-First Century Fox, Inc., formerly News Corporation, incorporated on October 23, 2003, has a portfolio of cable, broadcast, film, pay television and satellite assets spanning six continents across the globe. The Company is home to a global portfolio of cable and broadcasting networks and properties, including FOX, FX, FXX, FS1, Fox News Channel, Fox Business Network, Fox Sports, Fox Sports Network, National Geographic Channels, Fox Pan American Sports, MundoFox, STAR and 28 local television stations; film studio Twentieth Century Fox Film; and television production studios Twentieth Century Fox Television and Shine Group. The Company also provides content to millions of subscribers through its pay-television services in Europe and Asia, including Sky Deutschland, Sky Italia and its equity interests in BSkyB and Tata Sky.
Cable Network Programming
The Company's Cable Network Programming business includes Fox Networks, Big Ten Network, Big Ten Network, Fox Business Network, Fox Deportes, Fox News Channel, Fox International Channels, Fox Sports 1, Fox Sports Networks, FX Networks and Productions, MundoFox, National Geographic Channels, STAR India and YES Network. Fox Networks is a unit of Fox Networks Group (FNG) and includes 43 domestic programming services in which FNG holds interests. FOX Business Network (FBN) is a financial news channel delivering real-time information. FOX Deportes is a Spanish-language sports media. FOX Deportes features soccer programming with coverage of Union of European Football Associations (UEFA) Champions League, Barclays Premier League, Copa Bridgestone Libertadores, Copa Bridgestone Sudamericana; coverage of the Major League Baseball regular season, All-Star Game, American League Championship Series and World Series; Golden Boy Promotions Boxing, Ultimate Fighting Championship (UFC) and National Association for Stock Car Auto Racing (NASCAR).
FOX News Channel (FNC) is a 24-hour all-encompassing news service dedicated to deli! vering breaking news, as well as political and business news. A joint venture between the Big Ten Conference and Fox Networks, BTN is the distributed network. FOX International Channels (FIC) is the Company�� international multi-media business. It develops, produces and distributes 300 wholly owned and majority owned entertainment, factual, sports, movie and lifestyle channels across Latin America, Europe, Asia and Africa, in 44 languages. FOX Sports 1 is a national 24-hour multi-sport channel. Fox Sports Networks (FSN) is the provider of local sports.
FX Networks and Productions is the flagship general entertainment basic cable network from Fox. MundoFox is a joint venture between Fox International Channels (FIC),the Company�� international multi-media business, and RCN, the Latin American television network and production company belonging to OrganizaciUn Ardila Llle (OAL). Based at the National Geographic Society headquarters in Washington, D.C., the National Geographic channels the United States are a joint venture between National Geographic and Fox Cable Networks. Star India is a media and entertainment company operating nearly 40 channels in seven languages, including its flagship Star Plus. The YES Network is a regional sports network.
Filmed Entertainment
Filmed Entertainment business includes Twentieth Century Fox, Twentieth Century Fox Television, Fox 2000, Fox 21, Fox Animation/Blue Sky Studios, Fox Home Entertainment, Fox International Productions, Fox Searchlight Pictures, Fox Television Studios and Shine Group. Twentieth Century Fox is a producers and distributors of motion picture. Twentieth Century Fox Television is a supplier of primetime television programming and entertainment content. Fox 2000 is a division of Twentieth Century Fox and the home of films such as LIFE OF PI, DIARY OF A WIMPY KID, THE DEVIL WEARS PRADA, among others.
Fox 21 is a production company housed within Twentieth Century Fox Television. Fox Animation and! Blue Sky! Studios are Twentieth Century Fox's animation arm. TCFHE is the worldwide marketing, sales and distribution company for all Fox film and television programming, acquisitions and original productions, as well as all third party distribution partners. Fox International Productions is a division of Twentieth Century Fox that focuses on regional film productions in dozens of local marketplaces around the world. Fox Searchlight Pictures is a specialty film company that both finances and acquires motion pictures. Fox Television Studios produces scripted and unscripted programming for the United States broadcast and cable networks, and international broadcasters.
Television
The Company�� Television business includes Fox Broadcasting Network, Fox Sports, Fox Television Stations Group and MyNetworkTV. Fox Broadcasting Network is producers and distributors of motion pictures. FOX Sports is the flagship network of the FOX Sports Media Group. FOX Television Stations is a network broadcast group, consist of 28 stations in 18 markets. MyNetworkTV is a broadcast programming service.
Direct Broadcast and Satellite TV
Direct Broadcast and Satellite TV business consists of BSkyB, Sky Deutschland and Sky Italia. Sky operates the television service in the United Kingdom and Ireland. Sky Deutschland AG is a pay television company in Germany and Austria with over 3.4 million subscribers. Sky offers more than 70 channels with live sports, current films, television series, kids programs, and documentaries. Sky Italia is a pay- television platform in Italy, reaching almost five million subscribers.
Advisors' Opinion:- [By Jesse Solomon]
Shares of CBS Corporation (CBS), Disney, (DIS) Comcast (CMCSA), and Twenty-first Century Fox (FOX) jumped Wednesday after the Supreme Court ruled that streaming service Aereo violates broadcasters rights by using tiny antennas to snatch up content on public airwaves.
- [By Brian Stelter]
"Cosmos" represents a bet by the Fox network's parent company, 21st Century Fox (FOX), that Tyson and his producers can do just that.
- [By Eric Volkman]
No. 2 for the weekend was a fresh release, the odd couple police comedy The Heat. It raked in an estimated $40 million, which is also the best opening for a film featuring co-star Sandra Bullock. The movie is distributed by 21st Century Fox (Nasdaq: FOX) (Nasdaq: FOXA) subsidiary Twentieth Century Fox.
Hot Performing Companies To Buy For 2014: Banco Macro SA (BMA)
Banco Macro S.A. (the Bank), incorporated on November 21, 1966, is a bank in Argentina. The Bank provides standard banking products and services to a nationwide customer base. The Bank has two categories of customers: retail customers, which include individuals and very small companies, and corporate customers, which include small, medium and large companies and major corporations. In addition, it provides services to four provincial governments. The Bank offers a range of standard products, which are available to both its retail and corporate customers. Retail customers are individuals, entrepreneurs and very small companies (companies with less than Pesos one million in sales per year). It provides services to them throughout Argentina, in particular outside of the City of Buenos Aires, which has higher concentrations of low- and middle-income individuals who are traditionally underserved by large private banks. The Bank serves its retail customers through its nationwide branch network. Approximately 94% of the Bank�� branches are located outside of the City of Buenos Aires.
The Bank offers its retail customers traditional banking products and services, such as savings and checking accounts, time deposits, credit and debit cards, consumer finance loans (including personal loans), mortgage loans, car loans, overdrafts, credit-related services, home and car insurance coverage, tax collection, utility payments, automated teller machines (ATMs) and money transfers. The Bank offers personal loans, document discounts, (housing) mortgages, overdrafts, pledged loans and credit card loans to its retail customers.
The Bank provides its corporate customers with traditional banking products and services, such as deposits, lending (including overdraft facilities), check cashing advances and factoring, guaranteed loans and credit lines for financing foreign trade and cash management services. It also provides them trust, payroll and financial agency services, corporate credit cards a! nd other specialty products. The corporate business is focused on the classification by sizes and sectors. The Bank has four categories for its corporate customers: small companies, which register up to Pesos 52 million in sales per year; medium companies, which register more than Pesos 52 million and less than Pesos 150 million in sales per year; major companies, which register more than Pesos 150 million in sales per year, and agro companies, which operate in agriculture or in the commerce of its products (approximately 97% of its corporate customers are small businesses).
The Bank�� lending activities to the corporate sector (defined here as firms with loans outstanding in excess of Pesos 20,000) totaled Pesos 4,985 million. Most of its lending activity consists of working capital loans to small and medium-sized businesses. The Bank offers short-term and medium- to long-term corporate lending products. Short-term products include credit lines for up to 180 days and consist mainly of overdraft facilities, corporate credit and debit cards and factoring, as well as foreign trade related financing, such as pre-export, post-shipment and import financing. Medium-to long-term products include credit lines and specific lending facilities of more than 180 days.
The Bank offers transaction services to its corporate customers, such as cash management, customer collections, payments to suppliers, payroll administration, foreign exchange transactions, foreign trade services, corporate credit cards and information services, such as its Datanet and Interpymes services. The Bank�� payments to suppliers��services enable its customers to meet their payment obligations to their suppliers on a timely basis through a system. This service also provides payment liquidations, tax payment receipts, invoices and any other documents required by the payer.
The Bank�� collection services include cash or check deposits at its 408 branches, automatic and direct debits from checking ! or saving! s accounts and the transportation of funds collected from corporate customers to its branches for deposit. The Bank provides its corporate clients with access to the Datanet service, which is an electronic banking network linking member banks in Argentina. These services permit its clients to obtain reliable online information on a real-time basis from their bank accounts in Datanet, as well as perform certain transactions. The Bank also provides tax collection and financial agency services to four provinces.
The Bank competes with Santander Rio, Banco de Galicia y Buenos Aires S.A., BBVA Banco Frances S.A., HSBC Argentina S.A. and Banco Patagonia S.A.
Advisors' Opinion:- [By Federico Zaldua]
Despite growing expenses, in local currency terms, the bank's net income improved 16% year-over-year (yoy) while Non-Performing-Loans (NPL) have been kept below 4%. Hence, through Galicia, you can invest in an operationally healthy bank that shall behave in line with government bonds. Trading at 3 times P/E and 75% book value I think Galicia is good bet within the space.
High Exposure to Public Debt
Banco Macro (BMA) has been one of the highest growing banks during the last two decades. One interesting thing about Banco Macro is that the bank owns approximately $400 million of government related securities when the bank's total market capitalization is now just above $1 billion. On the other hand, Banco Macro is growing earnings aggressively at a 39% year over year rate in local currency terms with a very low (and stable) 1.6% NPL rate. Banco Macro is slightly more expensive than Galicia trading at 80% its book value and 3.2 times P/E. - [By Roberto Pedone]
Marco Bank (BMA) offers a range of traditional banking products and services to corporates, SME's and individuals in Argentina. This stock closed up 5.6% at $20.93 in Monday's trading session.
Monday's Volume: 404,000
Three-Month Average Volume: 78,386
Volume % Change: 504%From a technical perspective, BMA jumped sharply higher here right above some near-term support at $19 with strong upside volume. This stock has been uptrending strong for the last two months and change, with shares moving higher from its low of $13.63 to its recent high of $21.73. During that move, shares of BMA have been making mostly higher lows and higher highs, which is bullish technical price action. That move has now pushed shares of BMA within range of triggering a big breakout trade. That trade will hit if BMA manages to take out its 52-week high at $21.73 with high volume.
Traders should now look for long-biased trades in BMA as long as it's trending above some key near-term support levels at $19 to $18.29 and then once it sustains a move or close above its 52-week high at $21.73 with volume that's near or above 78,386 shares. If that breakout hits soon, then BMA will set up to re-test or possibly take out its next major overhead resistance levels at $25 to $27.
Hot Performing Companies To Buy For 2014: Eastern Virginia Bankshares Inc.(EVBS)
Eastern Virginia Bankshares, Inc. operates as the holding company for EVB, a state-chartered community bank that provides a range of personal and commercial banking services to individuals and small to medium-sized businesses primarily in eastern Virginia. The company offers various interest-bearing deposits, including checking, savings, money market, and certificate of deposit and other time deposit accounts, as well as noninterest-bearing demand deposits. It also provides commercial business, industrial, agricultural, one-to-four family residential real estate, multi-family residential real estate, construction, farmland, non-farm and non-residential real estate, and consumer loans. In addition, the company, through the subsidiaries of its bank, offers investment brokerage services; originates and sells residential mortgages; underwrites and sells title insurance to mortgage loan customers; and sells various insurance products as an agent. As of December 31, 2010, it own ed and operated 24 full-service branch offices that serve customers in Caroline, Essex, Gloucester, Hanover, Henrico, King and Queen, King William, Lancaster, Middlesex, New Kent, Richmond, Northumberland, Southampton, Surry, and Sussex counties, as well as in the city of Colonial Heights. The company was founded in 1910 and is headquartered in Tappahannock, Virginia.
Advisors' Opinion:- [By Bristol Voss]
Eastern Virginia Bankshares (Nasdaq: EVBS) is a bank holding company. It received $24 million in financial bailout funds, but it's been released from its agreement with regulators because it raised enough money through private placement. Its $66.7 million market cap puts it in the middle of the group, although its share price is currently the lowest at just over $6. It has a forward P/E of 9.2, but its 1.1% dividend yield is the least of the three. Net income and earnings were down for the most recent quarter, mainly on charge-offs for non-performing and uncollectible assets and other losses.
Hot Performing Companies To Buy For 2014: EXCO Resources NL(XCO)
EXCO Resources, Inc., an independent oil and natural gas company, engages in the exploration, exploitation, development, and production of onshore North American oil and natural gas properties with a focus on shale resource plays. The company holds interests in various projects located in East Texas, North Louisiana, Appalachia, and the Permian Basin in west Texas. As of December 31, 2010, it had proved reserves of approximately 1.5 trillion cubic feet equivalent; and operated 7,276 wells. The company was founded in 1955 and is based in Dallas, Texas.
Advisors' Opinion:- [By Eric Volkman]
EXCO Resources (NYSE: XCO ) is about to draw another shareholder payback out of the ground. The company has declared a dividend of $0.05 per share for its Q1. That nickel will be paid on June 28 to stockholders of record as of June 14. The amount matches the company's previous distribution, which was paid in late March. Before that, EXCO Resources had handed out $0.04 per share since September 2010.
- [By Arjun Sreekumar]
EXCO Resources (NYSE: XCO ) has also seen meaningful improvements�in drilling days, reporting that it drilled its most recent wells in about 34 days, down from 45-60 days a few years ago. These and other efficiency gains helped the Dallas-based company reduce its well costs by about 20% from the end of 2011, with current costs in its core DeSoto area down to about $7.8 million-$8 million.
- [By Tyler Crowe]
Right now, natural gas spot prices are in the $4.00 range. For low-cost natural gas producers like Ultra Petroleum (NYSE: UPL ) and Exco Resources (NYSE: XCO ) , a $4 price for gas will be a welcome sight. Exco had written down so many assets because of low gas prices, the company expects profits as long as gas remains above $2.15. Once LNG exports do come on line, an uptick in natural gas prices is expected, but not one that is so severe. More importantly, companies like Ultra and Exco that deal exclusively with natural gas will not have to worry as much about wild price swings.�
- [By Jeff Reeves]
Exco Resources�(XCO) is one of many oil and gas small-caps that could be great long-term buys considering the recent underperformance of the energy sector and the hopes of a recovery in 2014. But beware that, at least in the short-term, the momentum is pretty disappointing.
Hot Performing Companies To Buy For 2014: CNOOC Limited(CEO)
CNOOC Limited, through its subsidiaries, engages in the exploration, development, production, and sale of crude oil, natural gas, and other petroleum products. The company?s oil and natural gas properties are located in offshore China, which include Bohai Bay, western south China Sea, eastern south China Sea, and east China Sea, as well as in Indonesia, Iraq, and other regions in Asia; and Oceania, Africa, North America, and South America. As of December 31, 2010, the company had net proved reserves of approximately 2.99 billion barrels-of-oil equivalent, including approximately 1.92 billion barrels of crude oil and 6,458.3 billion cubic feet of natural gas. It also provides bond issuance services; and has a joint venture with Bridas Energy Holdings. CNOOC Limited was founded in 1982. The company is headquartered in Central, Hong Kong, and is considered a Red Chip company due to its listing on the Hong Kong Stock Exchange. CNOOC Limited is a subsidiary of China National Of fshore Oil Corporation.
Advisors' Opinion:- [By Jim Jubak]
The auction news isn't good for investors in Brazil's Petrobras (PBR), but it could well be a boon for China and Chinese oil companies such as PetroChina (PTR) and CNOOC (CEO).
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